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Risk control services are an essential aspect of managing exposure to loss in the field of commercial insurance. The statement that these services are often required for workers' compensation is accurate because workers' compensation insurance is heavily focused on preventing workplace injuries and ensuring safety. Insurers frequently provide risk control services to help businesses identify potential hazards, implement safety programs, train employees, and perform regular safety audits. This proactive approach is crucial since it helps to reduce the frequency and severity of claims, thereby benefiting both the insurer and the insured.

In many jurisdictions, businesses are mandated to carry workers' compensation insurance to protect employees, and heightened focus on risk control can lead to safer work environments. Thus, the collaboration between insurance providers and businesses through risk control services is not just beneficial but often a requirement in the effective management of workers’ compensation risks.

The other choices reflect less accurate perceptions of the role of risk control services. They are not rarely required; instead, their usage is often integral to effective risk management, especially in high-risk industries. While they might be encouraged in other lines of insurance, they are not merely suggested but rather necessary in the context of workers’ compensation. Finally, risk control services do not generally increase claims frequency; instead, they aim to reduce claims by